Hail, wind & hurricane damage
Storm damage claims
Free damage inspection, honest answer about whether you have a claim, and someone standing on your roof next to the adjuster.
The part nobody explains
After a storm, two kinds of roofers show up in Livingston Parish. One knocks on your door with an out-of-state plate and a clipboard. The other one has an office you can drive to.
Storm work has a bad reputation because of the first kind. They oversell damage, they promise to "eat your deductible" — which is insurance fraud, and it puts you on the hook too — and they are gone by the time the roof leaks.
We do storm claims the boring, legitimate way. We inspect for free and tell you honestly whether the damage is worth filing on. You file your own claim. We show up when the adjuster does, with photographs, and make sure nothing real gets left off the scope. Then we build it.
If your roof is fine, we will say that too. It is a shorter conversation and it costs you nothing.
What to look for
Signs you may have storm damage
Hail damage in particular is hard to see from the ground — a roof can be badly compromised and look completely normal from the driveway.
- Granules collecting in your gutters or at the downspout
- Shingles that look bruised, dented, or have dark circular marks
- Lifted, creased, or missing shingles after high wind
- Damaged or dented metal — vents, flashing, gutters, or the AC unit
- Water stains on ceilings or in the attic after a storm
- Neighbors with new roofs after the same storm
Most policies have a time limit for reporting storm damage. If a storm came through and you have not had the roof looked at, do not sit on it.
The claim process
How a storm claim actually goes
Free damage inspection
Before you call your insurer, find out whether there is a claim worth filing. We inspect and photograph the roof at no cost. If the damage is below your deductible, we tell you — filing a losing claim helps nobody.
You file the claim
You call your carrier. It has to be you — a contractor filing on your behalf is a red flag, and in Louisiana it is a good way to get a claim scrutinized. We give you the documentation and the language to use.
We meet the adjuster on your roof
This is the step most homeowners skip, and it is the one that matters most. We are there when the adjuster inspects, with our photos, so the damage that gets written into the scope is the damage that is actually there.
Review the scope together
Insurers issue a line-item scope of loss. We go through it with you and identify anything that was missed — flashing, decking, code-required upgrades — and supplement it with the carrier.
Build the roof
We install to the approved scope. You pay your deductible. That is the number that was always yours to pay, and we are not going to pretend otherwise.
Active leak?
Water coming in right now
If there is water in the house, call us before you do anything else. We can get a tarp on it to stop the damage while the claim gets sorted out. Photograph everything inside before you move it — your insurer will want to see it.
Free, no-pressure inspection
Not sure if you need a new roof?
We'll climb up, take photos, and tell you straight — even if the answer is "your roof is fine."